What exactly are we offering?

A guarantor loan is an easily accessible, unsecured loan that refuses to take into account your credit rating, wage slips, or even bank statements. It does not concerns itself with either of these factor, but instead requires just one thing - someone willing to vouch for you and guarantee repayment of the loan. If you have a friend or relative who trusts you enough to guarantee us that the loan will be repaid in a timely fashion, we are more than willing to sanction your loan, regardless of what you have to offer in terms of your own ability to pay back the loan. These loans can be over terms of one to five years, ranging from 1,000 to 7,500.

However, it is important for you to understand that the role that your guarantor will be resuming is of great responsibility. This comes as a result of the fact that by guaranteeing your loan, your guarantor is in a way becoming your financial guardian for that particular loan. Consequently, if you happen to default or miss your obligations towards the loan, it is going to be your guarantor who will be held responsible and thus, deal with the consequences. Therefore, we encourage you to take as much loan as you can afford to service and eventually pay off. Doing so eliminates or at least minimizes the risk of default and thus, the role of your guarantor is limited to a mere formality.

If you do have a guarantor who is willing to vouch for you, all you have to do is fill out our online application and we will get back to you. Simple as that.